Common causes
Each accident is different. A careful review can show how the injury happened and who may be responsible. Common causes include:
- Distracted use of the rideshare app
- Speeding or unsafe turns
- Tired or impaired driving
- Crashes caused by another driver
Evidence that may help
Evidence can be lost or changed. Photos, video, records, and witness details should be saved as soon as it is safe to do so.
- Trip receipt and app screenshots
- Driver and vehicle details
- Crash report and witness names
- Photos, medical records, and bills
App status controls the insurance analysis
A rideshare crash should be analyzed by phase. Coverage can differ when the driver is offline, logged in and waiting for a request, traveling to pick up a rider, or transporting a passenger. The trip receipt, app records, timestamps, and electronic communications help establish the phase.
Chapter 1954 of the Texas Insurance Code sets financial-responsibility requirements for transportation network company drivers. Personal auto policies may contain exclusions for rideshare activity. Claims may involve the driver's policy, the rideshare policy, another driver's liability insurance, and uninsured or underinsured motorist coverage.
Many Texas injury lawsuits must be filed within two years. Some claims have shorter notice rules or different deadlines. A claim against a city or other government body may require fast written notice. It is wise to have the deadline checked early.
What may be recovered?
A passenger, driver, or person in another car may seek proven medical costs, lost income, pain, impairment, and other damages from a responsible party.